626.854 Public adjuster definition

626.854 Public adjuster definition

(1)A “public adjuster” is any person, except a duly licensed attorney at law as exempted under s.626.860, who, for money, commission, or any other thing of value, prepares, completes, or files an insurance claim form for an insured or third-party claimant or who, for money, commission, or any other thing of value, acts on behalf of, or aids an insured or third-party claimant in negotiating for or effecting the settlement of a claim or claims for loss or damage covered by an insurance contract or who advertises for employment as an adjuster of such claims. The term also includes any person who, for money, commission, or any other thing of value, solicits, investigates, or adjusts such claims on behalf of a public adjuster.

(2)This definition does not apply to:

(a)A licensed health care provider or employee thereof who prepares or files a health insurance claim form on behalf of a patient.

(b)A person who files a health claim on behalf of another and does so without compensation.