A Public Adjuster Working in Orlando, Lakeland, and Lake Wales
A public adjuster working in Orlando, Lakeland, and Lake Wales. We handle fire and water losses and can meet you at your home to evaluate your damages. Hopefully your insurance company will estimate your loss fairly and issue you a payment in a timely manner. We are available 6 days a week to discuss your insurance claim. Go to our contact page and email us. Has your insurance claim in Orlando or Lakeland been denied or underpaid? Knowing the policy and Florida insurance statutes and rules is essential. Unfortunately, most homeowners do not fully understand their insurance policy, but as a public adjuster, I may be able to help.
Within 90 days after an insurer receives notice of an initial, reopened, or supplemental property insurance claim from a policyholder, the insurer shall pay or deny such claim or a portion of the claim unless the failure to pay is caused by factors beyond the control of the insurer which reasonably prevent such payment. Any payment of an initial or supplemental claim or portion of such claim made 90 days after the insurer receives notice of the claim, or made more than 15 days after there are no longer factors beyond the control of the insurer which reasonably prevented such payment, whichever is later, bears interest at the rate set forth in s. 55.03. Interest begins to accrue from the date the insurer receives notice of the claim. The provisions of this subsection may not be waived, voided, or nullified by the terms of the insurance policy. If there is a right to prejudgment interest, the insured shall select whether to receive prejudgment interest or interest under this subsection. Interest is payable when the claim or portion of the claim is paid. Failure to comply with this subsection constitutes a violation of this code. However, failure to comply with this subsection does not form the sole basis for a private cause of action.
If your claim has not been paid within the 90 day time period as outlined above I would like to speak with you. Just knowing a public adjuster is involved in your insurance claim, will sometimes encourage the insurance company to act more quickly.